Florida Blue insurance has changed. Can you still go to Memorial Hospital Miramar?
As you explore health insurance options during the open enrollment period from Nov. 1 to Dec. 15, Florida Blue health insurance has made changes that could affect Miramar residents.
Memorial Healthcare System, which houses the Memorial Hospital Miramar location, no longer has a contract with Florida Blue. As of Sept. 1, all Memorial Healthcare System hospitals are out of network for Florida Blue health plan members.
“Memorial proposed multiple reasonable solutions to protect patient access and sustain high-quality care. Florida Blue declined to close the significant gap between what they pay and fair market reimbursement,” the FAQ page on the Memorial Healthcare System website says.
Florida Blue , however, presented a different perspective: “Unfortunately, Memorial Healthcare System continues to demand unreasonable rates that will drive up the cost of health care for many in Broward County,” the company said on its website.
Dr. Holly Neville with Memorial Healthcare System explained the impact of the change in an October blog post: “The choice by Florida Blue places patients at risk of higher costs, disrupted care, and leave families facing an impossible decision.”
The choices are either self-pay the higher costs without insurance to keep your providers, or start over in the middle of treatment with a different health care system, Neville said.
Memorial Healthcare System maintains several contracted health insurers, including Aetna, United Healthcare and Humana.
This story was originally published November 4, 2025 at 1:52 PM.
